A couple of year back, Al-Rajhi Bank introduce its (AFF) Al-Rajhi Friends and Family program with this diagram at the back of their product brochure. A Bank doing MLM. I was surprised to know about it from my dad.
The products are Car Financing, Housing Financing and Personal Financing.
When we take time to think deeply we will see things differently. I realise that a person has 4 stages in life.
First is childhood life : 1 to 6 yrs old, (growing)
Second is schooling life: 7 to 20 yrs plus,(learning)
Third is working life: 20 to 60 yrs plus,( wealth creation)
Fourth is twilight life: Too weak to walk and need someone to assist you.
Do you realise that we spent most of our lifes in creating wealth. In creating wealth , we either work for a private company or the government. To truly create wealth you should not be working for anybody for a salary. As long as you are paid a salary , your income has a limit. To create wealth you should do your own business.
The best business to do is MLM. Donald Trump says if he had to start all over again , he would choose to start MLM business.
But if you want to choose the right MLM company you don't ask Donald Trump. You ask ME. The only difference is he has the money , I have the knowledge.
Thank you for reading. Now it is your move to create wealth. It's nothing too early or too late to start.
We had a workshop recently. One of the activities is to write about others. Each of us were given a big piece of paper to be placed at the back of us and we were are given a marker pen to write about the good points of our office friends.
The photo above shows all about the lady. She is "peramah" (Talkative or Approachable), Hardworking, Helpful, Good Leader, Teamwork, a Thoughtful Person, etc.
After about 20 minutes of music and the fun going around writing on as much as possible about our office staff, it's time to get back to our seats and look at what our friends wrote about us.
How does these words make you feel? These words really make you feel good.
Whether you know it or not, these positive words either make you realize about the good things that you possessed or make you change the way you look at others. (that is to look at others in a positive way – Look at the good side)
Today, almost the end of January 2010, I just bought myself a diary. I haven't plan anything for this year. Perhaps, I was too busy doing something else and didn't locate time for myself. Perhaps, I'm making an excuse for myself. Some may also say that I might not even make my new year's resolutions. I actually have them in my mind, but I haven't put it down on paper.
Anyone who also has something to change in their life and its a new year 2010 and new year brings new commitment, something one wants to change to be better than the year before. Anyone can get out of their normal routine and improve at any time one likes. It doesn't have to be a new year to start a new lifestyle.
Now, I'm putting them down on paper, not any piece of paper, it has to be reviewed everyday, the moment I wake up in the morning and at night, before going to bed. I choose a Diary to put down my goals and resolutions for the year.
After work today and it is Saturday, I just pop into Popular Bookstore and this is the only type of diary left in the shelves. The good diary or the better one are all sold out! Not to waste anymore time, I just grasp it and move to the counter. It's a simple looking Diary, not too big, just nice and it's only RM7.95
There is one saying, " People Don't Plan To Fail, But They Fail To Plan."
You and anyone who are in MLM business or any sort of marketing, should get themselves ready with their tools to do a business presentation to their prospects. This is the most important thing in making that deal or closing a sale, the tools.
The first impression is always the image that you show to your new prospect. Punctuality is one of the most important criteria. Please be there on time, and if you are staying far, you should leave your house early to reach your destination on time to see your prospect. Be clear by being transparent about the purpose of the appointment.
If you were invited by your friend for a drink out of a sudden, there is something he/she wanted to show you. No matter what it may be, some people just don't want to reveal what MLM company they are representing.
Recently, my friend tried to make an appointment with me for his business presentation. He won't tell me what company and what kind of product/services he is dealing with. He insisted me to meet at a certain place and then go to their office. He said " he wanted to show me the office ". I tried to negotiate with him to meet somewhere nearer and more convenient for me because I 'm bringing a friend along with me for that appointment.
When one feel uneasy about the appointment arrangement, one may not go for it.
Dear Friends,
Happy New Year 2010! to everyone.
This year, I turn 58.
I'm going to help those who believes that in order to succeed in life, he or she must work for it.
First, what is success to you? Success could mean anything to each individual. To me, success is having the freedom to do what you like to do and the money to enjoy the things you do.
We have only 24 hours, 8 hours sleep, 8 hours of work, and what do you do with the other 8 hours? I'm going to share with you what I did with the 8 hours, since the day I started my working life and I hope you can benefit from it.
I'm also inviting you to share your experiences, so that we can learn from each other. I like to leave a quotation each time I post in here. Thank you.
"Life Is What You Make It Out To Be"
Posted by : Hock.H.E.Tan
I sat on the table with a newspaper lying on it after ordering my breakfast.
The heading "RM31 Million Return" on the front page of the newspapers caught my attention!
Investors of the Get Rich Quick Scheme Swisscash who lost their investment will get some of their money. Security Commission (SC) managed to solve the scam involving RM31 Million and those who entitled for the returns will have to fulfill certain conditions including the proof as a principal investor and not involving any recruitment of other investors.
There are about 3,000 investors lodged reports and claimed their lost is because of their involvement in the internet investment scheme.
About 80% of the victims are male professionals.
Swisscash Internet Investment scheme was banned by the government and its website was closed in 2007.
In 2006, you can see many people in the coffee shops with notebooks explaining to their friends about doing some investment through the internet. We could name it as an Internet Investment with very high returns.
People are looking for fast returns and without a doubt many turn to this kind of investment promising daily interest. Moreover with the help of so called "investment agents", mostly comes from MLM background, the news spread even faster. The daily interest depends on the amount invested. The bigger amount you invest, the higher percentage of returns.
The above print out shows the statement and as you can see, the "Earning" is the daily interest of 1% paid from Monday to Friday, No interest for Saturdays and Sundays.
There are also commission paid for every investor you refer to join this program. This is where the MLM people comes into picture.
The websites providing this HYIP (High Yield Investment Program) is called piclub.us and forexcapital.us to name some. There are many others appearing like mushrooms out of nowhere. Internet Investment was extremely a hot topic and this phenomenon disturbed the growth of many MLM companies.
Today, the government has put a stop to this schemes.
I am walking towards my car, going home after work. My car is the only one left in the parking lot. This is how working life looks like. Hopefully I won't be walking this way again and again until I retire! Sometimes, I get bored doing the same thing over and over again.
The only thing I have in mind at this time is to get home, take a bath and rest! So exhausted after the whole day at work.
The shopping list depends on how big your family is. The bigger your family, the longer it becomes. Anyway, for your info, the items you see in this bill will last for about 2-3 months.
This shopping spree will happen on the day we had our salary. It is fun to do shopping, especially when you have the money.
Sometimes, we bought the things that we don't actually need, don't you agree?
Shopping is one of women's hobbies don't you think?
Talking about expenses, it can comes from buying things with cash or credit card.
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